10 Businesses You Can Start For $500 Or Less!

Long time statistics have shown that 9 out of 10 new businesses fail in their first year. Lack of planning and financial ruin is one of the most common causes. Starting small is a way to insure minimal risk in new business. The founder of Dell computers was a college dropout on a shoe-string budget who started his business out of his garage. One in three computers sold today is a Dell.The following is a list of just some of the businesses you can start for $500 or less.
Housekeeping – Requirements/ household cleaners, mop, broom, vacuum, towels, bucket, business cards – approximate cost $150. Molly Maids is a multi-million dollar business started with a broom, a mop, and quality and reliable service. I can guarantee you that the CEO of Molly Maids doesn’t clean houses any longer.

Gardening or landscaping – Requirements/ mower, edger, blower, rake, shovel, clippers, business cards – approximate cost $450. Some education won’t hurt you here, but even without it, how much money did you make mowing the neighbors yard when you were young?

Internet sales – Requirements/ computer – approximate cost $500. It’s likely you already have a computer at home so this just might be the cheapest and easiest business to start. It has been estimated that by the year 2020, nearly all retail purchases will be done over the World Wide Web. Getting on the bandwagon now may set you up for a prosperous internet business in the near future. Look into working with “drop ship” companies to avoid up front expense and storage fees.

Mobile food service – Requirements/ business cards – approximate cost $30. With a half hour lunch break, employees at many companies have little time to leave work and order lunch. Providing a morning menu for lunchtime delivery can be helpful to these people and provide a good source of income for you. Your job? Call in the order, pick it up, and deliver it; for a fee of course. Delivering 15 lunches to one company at $3 to $5 profit apiece can add up quick. Or how about a hot dog cart at special events?

Pool service – Requirements/ pool cleaning supplies, start-up chemicals, brush, net, hose, business cards – Approximate cost $400. States with warmer climates have many homes with swimming pools needing weekly care. Service to numerous homes in the same area can net you a small fortune. Business cards on the door or mailbox lets the homeowner know you are available. It may take some time to get a solid clientele, but be patient; established pool service routes can be very valuable if and when you decide to call it quits.

Consulting service – Requirements/ know-how, business cards – Approximate cost $30. What do you know that might be of monetary value to others? Sell your smarts!

Delivery service – Requirements/ the car, scooter, or bicycle you may already have/ business cards – Approximate cost $30. A great business within large city limits. Corporations, small businesses, restaurants, etc. may be in need of delivery services. Whether it is paper documents, payrolls, food, or other items, delivery services can be a steady and profitable business.

Painter – Requirements/ brushes, rollers, edger’s, towels, tarps, business cards – Approximate cost $200. Visit local hardware stores to let them know you are available for work and will purchase paint through their stores. Their referrals may keep you busy for months at a time.

Handyman – Requirements/ basic tools, business cards – Approximate cost $500. Depending on they type of jobs you acquire in this business, a contractors license may eventually be required. Check with your local and state government offices to determine at what point you will need one.

Daycare – Requirements/ toys, educational materials, bedding, a safe and clean home, love – Approximate cost $300. This business requires patience and child care experience. If you care for more than three children at one time, it’s likely you will be required to be licensed. Check with your local and state government offices for restrictions and requirements.
Most of these business start-up ideas will require an additional two items you likely already have; an automobile and a telephone. But otherwise, they are super simple and easy to start new businesses suitable for nearly anyone wanting to become self-employed.The key to having a successful business is to do what you would enjoy doing anyway. Make a list of the things you like to do and follow that with an extended list of ways to make money in a related business. Be creative with your business idea, there are many more options available for you than you probably realize!

Pharmacy Schools in Texas: Seven Great Choices in the Great State

Pharmacy schools are opening all over the country, and the great state of Texas is included in this boom. Pharmacology is a great career option and a growing field. The medical field is one sector that rarely shows an employment decline, even in a bad economy. The influx of pharmacology schools reflects the high demand for pharmacists, a well-respected and high paying job. Students in Texas who are considering careers in pharmacology are fortunate to have a variety of choices. Pharmacology schools can be difficult to get into, and students looking to get into pharmacy schools in Texas have seven different choices.
Texas A&M Health Science Center Irma Lerma Rangel College of Pharmacy – This school is located on the College’s Kingsville Campus. This school was created in response to a shortage of pharmacists in the border region.
Texas Southern University College of Pharmacy and Health Services – Located in Houston, this facility offers Doctor of Pharmacology degrees, as well as many other types of Health Services degrees.
Texas Tech University Health Sciences Center School of Pharmacy – This Pharmacy School in Texas is a large research facility.
University of Houston College of Pharmacy – The Houston based Pharmacy School offers several different degrees, and also the opportunity for post-doctoral research fellowships.
University of the Incarnate Word Feik School of Pharmacy – This private Catholic university in San Antonio offers a new Doctor of Pharmacy program.
University of North Texas System College of Pharmacy – This new pharmacy program is the first where future pharmacists will be educated beside future physicians.
University of Texas College of Pharmacy – In 2008, US News and World Report ranked this school among the elite programs of Pharmacology Education in the United States.
Apply EarlyIf you are hoping to get into one of these pharmacy schools in Texas, it is recommended that you apply early. Competition is fierce for admission, and the earlier you apply, the better. It is also recommended that you apply to more than one school. Admissions are selective, and if you are not able to get into one of these fine schools, you have a chance of being accepted by another. If you only apply to one school and are not accepted, you will have to wait a full year before you are able to apply again.So you can see that if you are looking at Pharmacy Schools in Texas, you have a variety of excellent college choices, and you would be lucky to get into any one of them. The growing profession of pharmacology is a demanding and worthwhile career. Pharmacists have a great deal of responsibility, and the pay reflects that. Pharmacists can find work in hospitals, drug stores, or retail and grocery stores which have a pharmacy. Specialty compounding pharmacies also employ pharmacists. This growing field is mirrored in the growing number of pharmacy schools which is spring up all over America. In the great state of Texas, you have seven great choices of pharmacy school.

Take Nutrition to Stay Healthy and Fit

As our lifestyle is getting fast paced along with it our diets are also becoming more fast food based, requirement of nutrition continues to grow. Diet and nutritional products have helped many individuals to maintain their healthy lifestyles by providing essential minerals and vitamins in an otherwise poor diet. Nutritional supplements are an important part of diet for everyone but it is highly essential for runners and for those who exercise vigorously. If you are ill, you are regularly eating fast food or you are dieting, you should be concerned about your proper diet.Nutrition is an important part of diet for everyone because it provides our body with the nutrients which are required to grow stay healthy and work properly. In the year 2005, the United State’s government revised the Dietary Guidelines for Americans and introduced the term “nutrient density.” This term may sound complicated but it simply refers to the exact quantity a food should provide. Nutrient density plays an important role when an overall health and nutrition is considered.According to various experts, the intake of these nutritional supplements may help in preventing heart disease, ward off dementia, fight few cancers and even slow down the aging process. In fact, the outcomes of the best diet supplements are enhanced by appropriate nutrition and regular exercise. It is simply because when people exercise and eat healthy foods, they feel much better, have more energy than ever and thus, becomes less prone to various health problems. Nutrition and health products help in ensuring that sufficient levels of nutrients give your body everything required to stay healthy.In the recent years, dietary supplement industry has experienced sudden growth with items marketed for almost everything from better health to enhancing your sexual libido to anti aging. Yet, when more and more people are purchasing supplement products regularly, many people know very little or nothing about the products they are taking. With the proliferation of new health products available, it is essential for people to learn to select the best nutritional supplement suiting their needs.When selecting a nutritional supplement, one of the first things that you have to figure out is why you want to consume these supplements in the first place. Do you want to prevent yourself from getting sick or you want to boost your immune system? Are you looking forward to improve your sexual performance or perhaps, you wanted to stop your aging signs? Or may be you just want to consume these nutritional supplements to improve your health and prevent diseases in the long run. If you figure out the reasoning for taking the nutrition then you have to find the best nutritional supplement that suits your requirements.As good nutrition is one of the best ways for the body to restore itself to health. Maintaining and restoring nutrition in body not only keeps you fit but also keeps you away from dangerous diseases like Irritable Bowel Syndrome.

Chemistry, Nutritional Supplements Or Whole Foods – To Maintain the Health Tripod, Body-Mind-Spirit

Increasingly, as if there is a “new” discovery parade for the latest cure-all, probiotics have come again to the forefront. As I read the varying articles and studies, I am struck by how far afield we have come from normal, common sense.In order to maintain a healthy body, there is a tripod of health: body, mind, and spirit. Knock out one leg of that stool, and the stool topples over. Probiotics, diet, dietary supplements address only the “body” leg of the health tripod. So let’s start there.
Anything taken externally, whether it is natural or medical (chemical or surgical) in support of the physical, has only ever been intended as temporary support until we have regained or achieved the necessary consciousness to support complete and perfect health; much as you might use a crutch to recover from a broken leg. When the leg is healed, we throw the crutch away as we should throw the supplements and medications away.The body knows how to be well and healthy, as this is its natural and inherent state. Think of all the times you’ve had a cold, or the flu or a cut or bruise. They always go away. The body, created by Infinite Intelligence, does not need to know how to be well, but rather is always striving to return to health, its normal set-point. Our job, as a conscious human being, is to make the choices – all of our choices – that support Life. That is to say choices that are probiotic.These choices, if we are living naturally and following our internal prompts, always feel good, fun, joyful, and delicious. The body, itself, tells us what it needs with respect to nutrition; and we, if we are listening and aware, then eat those foods. The body tells us when it is tired and needs rest; if we are listening and living naturally, we fall asleep and awaken refreshed. The body tells us when it is cold; and if we are listening, we go inside, don a coat or sit by the fire. The body tells us when we are full; if we are listening, we stop eating, pleasantly satiated. The body because of its Innate Intelligence – the Life Force that enlivens it, is constantly directing us if we are listening.This same Innate Intelligence or Life Force is present in all living things: animal, vegetable and mineral. It quite simply is the “spirit” leg of the heath tripod. So it is essential that we pay attention to the still small voice within guiding us in all things, including health, always towards our good.The “mental” component of the tripod is where all the trouble begins and ends. The human mind with its hubris and arrogance believes that it is the infinite intelligence rather than our spirit Infinite Intelligence (knowing). The human mind is what confounds and complicates everything, over-shouting the still small voice every chance it gets. The human mind will argue with the information of Innate Intelligence that we don’t have time to eat, or we can’t afford to eat healthy food, or that we don’t have time to be home resting. The human mind will argue that a vitamin supplement is a quick fix, that a “professional” knows more than I do; that in a decision between ethics and money, money wins. The human mind will tell you to stay in the job your hate, because the money is good; and it will tell you to take the “safe” road, because it is afraid and lives in the land of Lack. These are the decisions that we make every day that lead us into life styles and relationships that are as toxic to the body and chemicals are.For example, as science attempts to unravel the secrets of good nutrition and health, they omit or ignore or discount the concept of Infinite Intelligence or Life Force, because they don’t understand It and cannot quantify It. Therefore, they believe that by isolating certain nutrients, that the benefits of that nutrient are complete in relationship to the biological body and cells. For example, scientists study, let’s say, Vitamin C. They isolate it out from its original state that it is found in, let’s say, an orange. They identify it by its chemical composition and name it Vitamin C of a certain type. Then a nutritional company or a drug company will duplicate that chemical complex and manufacture it synthetically and patent it. Why? Because you cannot patent the Vitamin C in an orange, but if you create your own synthetic clone of it, you can patent that and then sell it as “a vitamin supplement”. It’s about money; and the marketing is about making you believe – contrary to your own knowing and Innate Intelligence (common sense), that it’s better to buy the pill rather than simply eat the whole food, the orange. This whole process is the human mind process; not common sense, not Innate Intelligence, and not your Knowing.This brings us back to the “body” portion of the health tripod. All the things we do to and for the physical body to maintain or to regain physical health. These things include medicine, alternative therapies, nutrition, supplements, and the food we eat.So let’s go back to the clone of Vitamin C which is not Real Vitamin C. First of all, it has been separated out of its natural habitat of the orange and no longer has the synergistic benefits of all the other nutrients found within that Infinite Intelligence-created orange. The other nutrients within the orange were gathered together by Infinite Intelligence in the orange with the Vitamin C to work together one with the other – like a symphony shall we say. All together they release their blessings of nutrition to the consumer in a concert. One triggers the other, one enhances the other, and within the human body, they trigger certain enzymes or other mechanism to break it down and with nutritional perfection and elegant harmony are absorbed into the body where they nourish and sustains the cells, the fundamental building block of the body. This is the symphony of naturally occurring whole foods in the act of nourishing the living body. The clone has no idea of the music.While it is not quite the stuff of Frankenstein for science to understand food and nutrition in relationship to the human body, it is when these elements are separated out from the Whole Picture and peddled to convey the same efficacy as the Real thing, which they cannot do. Recall for a minute the actual Frankenstein creation: he was patchwork parody of the Real human, not elegantly Real.When these synthetically created nutritional clones are ingested into the Real body, the body in fact does not recognize them and either sloughs them off (every wondered why your urine is so bright yellow when you’re taking vitamin supplements ) or they are treated as toxins. If the body identifies them as toxins (foreign substance), it will attempt to eliminate it from the body or surround it with fat cells much like putting the bad guy into solitary confinement. [Did you ever wonder why we are so fat in such large numbers?] Seems to me, via common sense, my own Innate Intelligence just like yours, that the more toxins – synthetically/chemically produced foods (neo-nutrition) we consume, the more toxins the body is attempting to cope with and so produces the fat to surround and contain them to protect the vital organs of the body. The living body’s single imperative, after all, is to live. This is basic biology 101.The rube is that most of the food available for consumption grown here in the United States is synthetically altered in some fashion. First the seed, itself, is genetically modified from its original Infinite Intelligent state. Monsanto has done a grave and potentially catastrophic disservice to the world by altering seed – again for the reason of patent – so that now farmers have to buy seed every year.Haven’t you noticed that you can’t grow a new corn crop from the old corn seed or that this year’s tomato seed will not grow a next generation of tomato? My own Innate knowing noticed this phenomenon years ago and thought then that this was very strange. Especially when the natural process of pollination would have eventually – by evolution – evolved a new seed that was adapted to a particular climate or locality or pest. Once again, it is the mandate of all living things – Life Force, Innate Intelligence – to Live. And in so doing, living naturally and organically, every living thing will change and become naturally stronger and more resilient to its environmental challenges or perish. In the human body, this job is particularly handled by the immune system.All you have to do is look to the cock roach to see the amazing ability of Infinite Intelligence to adapt for Life (probiotic). It is this very process of adapting and changing to environmental challenges – evolution they called it in high school – that creates the very nutrition – antioxidants for example – that we ingest through eating a whole food, that helps our bodies meet their own environmental challenges.However, as a result of these genetically modified seeds that require chemicals in the form or herbicides, pesticides and fertilizers to grow, the essential nutrition that we require to be healthy is now absent from these food; and in addition, these foods contain more toxins (synthetic chemicals) that we ingest into our bodies. These are not whole foods; they are corrupted foods.As a result of these corruptive foods, the front line digestive and immune systems are seriously compromised. When the digestive system is compromised, we cannot be nourished. When the immune system is compromised, we fight disease.This is where the recent surge in demand for organically grown, non-genetically modified foods has arisen. Simply put, organic, whole, Real foods contain more potent and available nutrition for our bodies to use; and they come complete with Innate Life Force as well as without toxins. Studies prove that these foods are as much as 60% higher in available nutrition than industrially grown foods.The long term effects of synthetically grown foods are now evident by the number of Americans who are sick. Diabetes has become a “life style” complete with its own magazines for diabetic living. Immune diseases are epidemic: multiple sclerosis, fibromyalgia, chronic fatigue syndrome to name but a few and not to mention cancer and heart-related disease. Every one of these dis-eases can be directly traced back to our food supply and the resulting epidemic of malnutrition in Americans and the toxin load.Better living cannot be found through chemistry when it comes to health, food, nutrition and the environment. Synthetic chemistry and its manipulation for profit makes corporations rich, farmers poor, and kills people.By about 40 years of age, the body begins to show the effects of this deadly combination of slow poisoning with the accumulation of toxins compounded by years of malnourishment. The drip, drip, drip effect reaches critical mass and the body cannot manage any more, cannot cope, and begins to break down showing myriad symptoms of dis-ease. Nutrition is what the body uses to repair and rejuvenate itself, but without the proper nutrition derived from whole foods, the cells themselves cannot restore, renew or replenish to their natural state of health. Toss on the load of accumulated toxins, and it is, “Houston, we have a problem.”This brings us to rebalancing the Health Tripod.The medical world has evolved into a lucrative business of treating symptoms of disease with more synthetic drugs with no intention of addressing the cause. It is a mindset of sickness, not wellness. At its core medicine believes neither in the fundamental Infinite Intelligence of the body nor its ability to heal itself. But rather as its centerpiece are sickness, disease and decay.Alternative health methodologies are more inclined to honor the Infinite Intelligence of the body and treat symptoms of dies-ease with probiotic methods: moving energy (Life Force) in the body, support with herbs and nutrition in addressing the physical complaint. In addition most of these modalities will, to greater or lesser degrees, address the other two legs of the Tripod: mind and spirit as well. All these methods are good for you, as long as the mind leg of the tripod believes and knows this as well. If you do not believe in the Infinite Intelligence of your body, you should opt for medical treatment.As a result of the medical model heavily influencing our Western thought, even alternative therapies have adopted “medicine-like” models for treatment of dies-ease, such as prescribing supplements and herbal remedies for regular use. But these should not be taken as “medicine” on a long term basis, but rather used intermittently to support the body until body/mind/spirit regains balance.This brings us to the current phase in American healthcare, which is the onslaught of “natural supplements”. But once again, the consumer must be educated and cautious, as some of these are the products of the chemical laboratory too, and not the products of whole grown food. As previously discussed, these “nutritions” when isolated from their synergistic fellows in the whole food form do not supply the same healthful effects to the body. They are often more chemistry and always without the support of the rest of the nutritional army found in a whole food. This is largely what you see on the shelves at the drug store, the vitamin store and online. They are a poor relation to natural whole food nutrition. And remember, the body may identify these as toxins as well, sloughing them off or storing them in fat, but certainly not imparting any Real nutrition to the body for use.Here is where the consumer must take responsibility for his/her own health and come to understand the options clearly: synthetic chemistry, synthetic supplements, or whole organic food and whole food superfood supplements.No longer can we afford to be ignorant of what is being offered to us out there for “health” benefits. You must be intelligent and use your own good common sense for regaining and maintaining optimum health.Two things are required, fundamental and essential, for complete and perfect health: 1. complete pure untainted available nutrition; 2. the body’s ability to process and absorb the nutrients.1. Complete, pure and untainted nutrition comes from organically grown whole foods, period.a. Buy organically grown/raised foods whenever and wherever possible in the widest variety possible. Try growing some of your own. There’s a reason that foods are available with seasonality. Infinite Intelligence has provided us the vast and complete range of nutrients our bodies need for cellular health with a veritable buffet of foods: animal, vegetable, and fruits in balance and moderation, and more importantly, as your body uniquely informs you.b. When buying a supplement, you must determine that it is, in fact, a whole food supplement. Often times these are called superfoods. A working definition of superfood might be any food that is high in enzymes, phytochemicals, vitamins, minerals, Chlorophyll, and antioxidants. In a perfect world the goal would be to be free of anything manufactured and obtain complete nutrition from your wide spectrum variety of whole food selections. A word of warning: be certain that the whole food supplement, the superfood, is organic.2. Probiotics are essential to the absorption and assimilation of whole food nutrition.1. First of all, the “new” probiotic supplements are not some new invention or creation of modern science. They are natural, living organisms that are found in the intestinal tract. In fact, they are found in the intestinal tract of every creature that digests food and makes waste. Probiotics (good bacteria) are provided to us naturally by Infinite Intelligence in whole plant foods (vegetables, fruits and grains).2. It is most important to understand, is that probiotics are living organisms with a life, a function and a mission. Their function is perhaps to say they are the front line troops of your body’s immune system. In the digestive tract it is their job to keep any “bad” bacteria in check. When “bad” bacteria are out of balance and in control, the body cannot absorb nor assimilate the nutrition required for Innate Intelligence to restore the body to complete and perfect health3. Probiotics aid in the digestion and elimination of waste materials from the body. If the body is not eliminating its own waste and toxins, they are stored, via fat; and in the colon, if not eliminated completely, set up an environment of decay: the perfect culture for dis-ease.4. Warning: probiotic is word being used on labels now to get you to buy.First, the product itself must be organic (yogurt, kefir, kambucha). Second the cultures must be LIVE.5. If you are purchasing a superfood enriched with probiotics as a dietary supplement (addition); then once again, be certain that the superfood is organic and that the probiotics have been cultured in the sun (not killed by heat); and that they haven’t been cultured from fecal matter.Just like with vitamin supplements, manufactured probiotics are present in the market place as well. When a manufacturer can identify a probiotic in nature (in food), it isolates it by its chemical composition and manufactures it synthetically, patents it and gives it a patented name. As with synthetically created vitamins, patented probiotics will be treated by the body as yet another foreign substance. The body then has to either discharge and eliminate it, or store it in fat. The supposed “cure” has just added to the problem.Since the digestive system is the most critical place where nutrition is either absorbed and assimilated and made available for cellular health or not, this is a particularly sinister place to introduce synthetics, because neither will the nutrition be made available to the body nor should the body have to cope with yet another chemical impostor of the Real.It is appalling to me that we find ourselves in this place in the year 2008. What’s more I cannot understand how we could be so morally bankrupt as to arrive at methodically poisoning our people for the sake of money. But the truth of the matter is that each of us has to take charge of our own health and wellness and no longer entrust it to “others.”The formula to regain and maintain health until you die is simple: body, mind, spirit. And the rule is that when any one of the three becomes out of balance, the stool falls.You most probably will address your health only when you notice a physical symptom, but that is your opportunity to address the mind and spirit aspects of your life, as well; for one or both of those aspects are out of sync if your body is ill.We are an integrated being. Just as the knee bone is connected to the shin bone, the body is connected to the mind is connected to the spirit. The body is merely the casing that contains mind and spirit for a physical adventure here on earth; and I think you will agree that without health, the physical experience is less than optimal, to be sure.If you are trying to regain (or maintain) your God-given state of complete and perfect health, by all means use what methods and practices that you feel are correct and appropriate to support your physicality whilst you do the necessary explorations in mindset and spirit, bringing you back to your perfectly balanced Health Tripod.What we think, what we believe is what we experience. With the experience of something that is unpleasant and not fulfilling comes the opportunity to release the beliefs and mindsets that got us here, and to choose new thoughts and new ideas that are probiotic – pro Life – and support us in complete and perfect health. The Whole Tripod.One final note: we are dynamic beings, therefore constantly changing. The requirement to pay attention (be aware) and make conscious choices moment to moment is the essential job of spirituality and self-mastery, which a life long process. You never get it done.Applying your spirit, listening to the Innate Intelligence within, will always lead you to your good. Always.

Importance of Behavioral Targeting in Internet Marketing

The traditional mass approach in marketing is going through a major change, and the strategies and tactics of modern-day marketers are gravitating towards a more dominant presence on the Web. It seems that any product or service needs to have a certain degree of presence on the Web in order to sustain a good performance in the market. If we are going to look at the general orientation of current programs, we will easily discover that a considerable chunk of strategies and tactics are anchored on Web-based applications. This is particularly apparent in display advertising and search engine campaigns, which is so common in a considerable number of products and services.The overall conduct of Internet marketing is even getting more sophisticated as the level of competition has now grown to unimaginable proportions. Internet marketers are now looking at their target market in terms of behavior and demographics.Search marketing is by all intents and purposes a targeting medium. Internet marketers who utilize search marketing are self-driven and are focused in conducting careful and comprehensive assessment that tracks their interests; be it commercial, educational or informational.Seasoned marketers are comfortable in performing contextual targeting. This discipline is being used extensively both in traditional advertising and Internet-based advertising. You can read an interesting article about home gardening and the adverts that are splashed on the pages can be for Roundup or Miracle Grow. The same marketing principle is used in online advertising.Behavioral marketing is an emerging discipline but is catching on at a very fast pace. This is largely due to the capacity of the Internet to capture and document buyer behavior. Seasoned and savvy marketers rely heavily on targeted adverts mainly because they are fully aware that they can effectively reach their clients. With this kind of marketing discipline, businesses are able to reduce their advertising expenses while increasing the level of efficiency of their programs.Within the realm of Internet marketing, our best example for target marketing is search marketing. Through search marketing, businesses are able to adopt strategies such as search engine optimization (SEO), pay-per-click (PPC) and, of late, behavioral and contextual marketing.As marketing thrusts gradually moves from traditional tri-media to online media, the modern-day marketer is setting the tone of marketing variables defined by Internet-based applications. In fact, Internet marketing is considered by a growing number of businesses as the standard of their marketing program.

S&P 500 Rallies As U.S. Dollar Pulls Back Towards Weekly Lows

Key Insights
The strong pullback in the U.S. dollar provided significant support to stocks.
Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500.
A move above 3730 will push S&P 500 towards the resistance level at 3760.
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Pfizer Rallies After Announcing A Huge Price Hike For Its COVID-19 Vaccines
S&P 500 is currently trying to settle above 3730 as traders’ appetite for risk is growing. The U.S. dollar has recently gained strong downside momentum as the BoJ intervened to stop the rally in USD/JPY. Weaker U.S. dollar is bullish for stocks as it increases profits of multinational companies and makes U.S. equities cheaper for foreign investors.

The leading oil services company Schlumberger is up by 9% after beating analyst estimates on both earnings and revenue. Schlumberger’s peers Baker Hughes and Halliburton have also enjoyed strong support today.

Vaccine makers Pfizer and Moderna gained strong upside momentum after Pfizer announced that it will raise the price of its coronavirus vaccine to $110 – $130 per shot.

Biggest losers today include Verizon and Twitter. Verizon is down by 5% despite beating analyst estimates on both earnings and revenue. Subscriber numbers missed estimates, and traders pushed the stock to multi-year lows.

Twitter stock moved towards the $50 level as the U.S. may conduct a security review of Musk’s purchase of the company.

From a big picture point of view, today’s rebound is broad, and most market segments are moving higher. Treasury yields have started to move lower after testing new highs, providing additional support to S&P 500. It looks that some traders are ready to bet that Fed will be less hawkish than previously expected.

S&P 500 Tests Resistance At 3730

S&P 500 has recently managed to get above the 20 EMA and is trying to settle above the resistance at 3730. RSI is in the moderate territory, and there is plenty of room to gain additional upside momentum in case the right catalysts emerge.

If S&P 500 manages to settle above 3730, it will head towards the next resistance level at 3760. A successful test of this level will push S&P 500 towards the next resistance at October highs at 3805. The 50 EMA is located in the nearby, so S&P 500 will likely face strong resistance above the 3800 level.

On the support side, the previous resistance at 3700 will likely serve as the first support level for S&P 500. In case S&P 500 declines below this level, it will move towards the next support level at 3675. A move below 3675 will push S&P 500 towards the support at 3640.

SPDN: An Inexpensive Way To Profit When The S&P 500 Falls

Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio

By Rob Isbitts

Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.

The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.

SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.

Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.

Proprietary ETF Grades
Offense/Defense: Defense

Segment: Inverse Equity

Sub-Segment: Inverse S&P 500

Correlation (vs. S&P 500): Very High (inverse)

Expected Volatility (vs. S&P 500): Similar (but opposite)

Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.

Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.

Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.

Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.

Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.

Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy

Long-Term Rating (next 12 months): Buy

Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.

ETF Investment Opinion

SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.

S&P 500 Biotech Giant Vertex Leads 5 Stocks Showing Strength

Your stocks to watch for the week ahead are Cheniere Energy (LNG), S&P 500 biotech giant Vertex Pharmaceuticals (VRTX), Cardinal Health (CAH), Steel Dynamics (STLD) and Genuine Parts (GPC).

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While the market remains in correction, with analysts and investors wary of an economic downturn, these five stocks are worth adding to watchlists. S&P 500 medical giants Vertex and Cardinal Health have been holding up, as health-care related plays tend to do well in down markets.

Steel Dynamics and Genuine Parts are both coming off strong earnings as both the steel and auto parts industries report optimistic outlooks. Meanwhile, Cheniere Energy saw sales boom in the second quarter as demand in Europe for natural gas continues to grow.

Major indexes have been making rally attempts with the Dow Jones and S&P 500 testing weekly support on Friday. With market uncertainty, investors should be ready for follow-through day breakouts and keep an eye on these stocks.

Cheniere Energy, Cardinal Health and VRTX stock are all on IBD Leaderboard.

Cheniere Energy Stock
LNG shares rose 1.1% to 175.79 during Friday’s market trading. On the week, the stock advanced 3.1%, not from highs, bouncing from its 21-day and 10-week lines earlier in the week.

Cheniere Energy has been consolidating since mid-September, but needs another week to forge a proper base, with a potential 182.72 buy point formed on Aug. 10.

Houston-based Cheniere Energy was IBD Stock Of The Day on Thursday, as the largest U.S. producer of liquefied natural gas eyes strong demand in Europe.

Even though natural gas prices are plunging in the U.S. and Europe, investors still see strong LNG demand for Cheniere and others.

The U.K. government confirmed last week that it is in talks for an LNG purchase agreement with a number of companies, including Cheniere.

In the first half of 2021, less than 40% of Cheniere’s cargoes of LNG landed in Europe. That jumped to more than 70% through this year’s second quarter, even as the company ramped up new export capacity. The urgency of Europe’s natural gas shortage only intensified last month. That is when an explosion disabled the Nord Stream 1 pipeline from Russia that had once supplied 40% of the European Union’s natural gas.

In Q2, sales increased 165% to $8 billion and LNG earned $2.90 per share, up from a net loss of $1.30 per share in Q2 2021. The company will report Q3 earnings Nov. 3, with investors seeing booming profits for the next few quarters.

Cheniere Energy has a Composite Rating of 84. It has a 98 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share price movement with a 1 to 99 score. The rating shows how a stock’s performance over the last 52 weeks holds up against all the other stocks in IBD’s database. The EPS rating is 41.

Vertex Stock
VRTX stock jumped 3.4% to 300 on Friday, rebounding from a test of its 50-day moving average. Shares climbed 2.2% for the week. Vertex stock has formed a tight flat base with an official buy point of 306.05, according to MarketSmith analysis.

The stock has remained consistent over recent weeks, while the relative strength line has trended higher. The RS line tracks a stock’s performance vs. the S&P 500 index.

Vertex Q3 earnings are on due Oct. 27. Analysts see EPS edging up 1% to $3.61 per share with sales increasing 16% to $2.2 billion, according to FactSet.

The Boston-based global biotech company dominates the cystic fibrosis treatment market. Vertex also has other products in late-stage clinical development that target sickle cell disease, Type 1 diabetes and certain genetically caused kidney diseases. That includes a gene-editing partnership with Crispr Therapeutics (CRSP).

In early August, Vertex reported better-than-expected second-quarter results and raised full-year sales targets.

S&P 500 stock Vertex ranks second in the Medical-Biomed/Biotech industry group. VRTX has a 99 Composite Rating. Its Relative Strength Rating is 94 and its EPS Rating is 99.

CRISPR Stocks: Will Concerns Over Risk Inhibit Gene-Editing Cures?

Cardinal Health Stock
CAH stock advanced 3.2% to 73.03 Friday, clearing a 71.22 buy point from a shallow cup-with-handle base and hitting a record high. But volume was light on the breakout. CAH stock leapt 7.3% for the week.

Cardinal Health stock’s relative strength line has also been trending up for months.

The cup-with-handle base is part of a base-on-base pattern, forming just above a cup base cleared on Aug. 11.

Cardinal Health, based in Dublin, Ohio, offers a wide assortment of health care services and medical supplies to hospitals, labs, pharmacies and long-term care facilities. The company reports that it serves around 90% of hospitals and 60,000 pharmacies in the U.S.

S&P 500 stock Cardinal Health will report Q1 2023 earnings on Nov. 4. Analysts forecast earnings falling 26% to 96 cents per share. Sales are expected to increase 10% to $48.3 billion, according to FactSet.

Cardinal Health stock ranks first in the Medical-Wholesale Drug/Supplies industry group, ahead of McKesson (MCK), which is also showing positive action. CAH stock has a 94 Composite Rating out of 99. It has a 97 Relative Strength Rating and an EPS rating of 73.

Steel Dynamics Stock
STLD shares shot up 8.5% to 92.92 on Friday and soared 19% on the week, coming off a Steel Dynamics earnings beat Wednesday night.

Shares blasted above an 88.72 consolidation buy point Friday after clearing a trendline Thursday. STLD stock is 17% above its 50-day line, definitely extended from that key average.

Steel Dynamics’ latest consolidation could be seen as part of a larger base going back six months.

Steel Dynamics topped Q3 earnings views with EPS rising 10% to $5.46 while revenue grew 11% to $5.65 billion. The steel producer’s outlook is optimistic despite weaker flat rolled steel pricing. STLD reports its order activity and backlogs remain solid.

The Fort Wayne, Indiana-based company is among the largest producers of carbon steel products in the U.S. It engages in metal recycling operations along with steel fabrication and produces myriad steel products.

How Millett Grew Steel Dynamics From A Three Employee Business

STLD stock ranks first in the Steel-Producers industry group. STLD stock has a 96 Composite Rating out of 99. It has a 90 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share-price movement that tops at 99. The rating shows how a stock’s performance over the last 52 weeks holds up against all the other stocks in IBD’s database. The EPS rating is 98.

Genuine Parts Stock
GPC stock gained 2.8% to 162.35 Friday after the company topped earnings views with its Q3 results on Thursday. For the week GPC advanced 5.1% as the stock held its 50-day line and is in a flat base.

GPC has an official 165.09 flat-base buy point after a three-week rally, according to MarketSmith analysis.

The relative strength line for Genuine Parts stock has rallied sharply to highs over the past several months.

On Thursday, the Atlanta-based auto parts company raised its full-year guidance on growth across its automotive and industrial sales.

Genuine Parts earnings per share advanced 19% to $2.23 and revenue grew 18% to $5.675 billion in Q3. GPC’s full-year guidance is now calling for EPS of $8.05-$8.15, up from $7.80-$7.95. The company now forecasts revenue growth of 15%-16%, up from the earlier 12%-14%.

During the Covid pandemic, supply chain constraints caused a major upheaval in the auto industry, sending prices for new and used cars to record levels. This has made consumers more likely to hang on to their existing vehicles for longer, driving mileage higher and boosting demand for auto replacement parts.

Fellow auto stocks O’Reilly Auto Parts (ORLY) and AutoZone (AZO) have also rallied near buy points amid the struggling market. O’Reilly reports on Oct. 26.

IBD ranks Genuine Parts first in the Retail/Wholesale-Auto Parts industry group. GPC stock has a 96 Composite Rating. Its Relative Strength Rating is 94 and it has an EPS Rating of 89.

Shoe Repairs And Several Other Things When I Was 7

Shoe Repairs And Several Other Things When I Was 7
My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to “Keep us in shoe Leather” to coin a phrase!

He bought several different sizes of cast iron cobbler’s “lasts”. Last, the old English “Laest” meaning footprint. Lasts were holding devices shaped like a human foot. I have no idea where he would have bought the shoe leather. Only that it was a beautiful creamy, shiny colour and the smell was lovely.

But I do remember our shoes turned upside down on and fitted into these lasts, my Dad cutting the leather around the shape of the shoe, and then hammering nails, into the leather shape. Sometimes we’d feel one or 2 of those nails poking through the insides of our shoes, but our dad always fixed it.

Hiking and Swimming Galas
Dad was a very outdoorsy type, unlike my mother, who was probably too busy indoors. She also enjoyed the peace and quiet when he took us off for the day!

Anyway, he often took us hiking in the mountains where we’d have a picnic of sandwiches and flasks of tea. And more often than not we went by steam train.

We loved poking our heads out of the window until our eyes hurt like mad from a blast of soot blowing back from the engine. But sore, bloodshot eyes never dampened our enthusiasm.

Dad was an avid swimmer and water polo player, and he used to take us to swimming galas, as they were called back then. He often took part in these galas. And again we always travelled by steam train.

Rowing Over To Ireland’s Eye
That’s what we did back then, we had to go by rowboat, the only way to get to Ireland’s eye, which is 15 minutes from mainland Howth. From there we could see Malahide, Lambay Island and Howth Head of course. These days you can take a Round Trip Cruise on a small cruise ship!

But we thoroughly enjoyed rowing and once there we couldn’t wait to climb the rocks, and have a swim. We picnicked and watched the friendly seals doing their thing and showing off.

Not to mention all kinds of birdlife including the Puffin.The Martello Tower was also interesting but a bit dangerous to attempt entering. I’m getting lost in the past as I write, and have to drag myself back to the present.

Fun Outings with The camera Club
Dad was also a very keen amateur photographer, and was a member of a camera Club. There were many Sunday photography outings and along with us came other kids of the members of the club.

And we always had great fun while the adults busied themselves taking photos of everything and anything, it seemed to us. Dad was so serious about his photography that he set up a dark room where he developed and printed his photographs.

All black and white at the time. He and his camera club entered many of their favourites in exhibitions throughout Europe. I’m quite proud to say that many cups and medals were won by Dad. They have been shared amongst all his grandchildren which I find quite special.

He liked taking portraits of us kids too, mostly when we were in a state of untidiness, usually during play. Dad always preferred the natural look of messy hair and clothes in the photos of his children.

US Markets in green on Friday; Dow 30 up over 345 points, Nasdaq Composite, S&P 500 up nearly 1%

US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 1.14%. While S&P 500 was trading at 3,701.66, up by 0.98% and Nasdaq Composite 10,690.60 was also up by 0.71 per cent

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US Markets in green on Friday; Dow 30 up over 345 points, Nasdaq Composite, S&P 500 up nearly 1%
Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. Source: Reuters
US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 345.25 points or1.14 per cent. While S&P 500 was trading at 3,701.66, up by 35.88 points or 0.98 per cent and Nasdaq Composite 10,690.60 was also up 75.75 points or 0.71 per cent. A Reuters report said that today’s strength was on the back of a report which said the Federal Reserve will likely debate on signaling plans for a smaller interest rate hike in December, reversing declines set off by social media firms after Snap Inc’s ad warning.

Source: Comex

Nasdaq Top Gainers and Losers

Source: Nasdaq

Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. The BSE Sensex ended at 59,307.15, up by 104.25 points or 0.18 per cent from the Thursday closing level. Meanwhile, the Nifty50 index closed at 17,590.00, higher by 26.05 points or 0.15 per cent. In the 30-share Sensex, 13 stocks gained while the remaining 17 ended on the losing side. In the 50-stock Nifty50, 21 stocks advanced while 29 declined.