Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken a look at depending on the age of the student. After first taking a look at the many different categories of science projects, you will be able to locate a suitable choice of topic to take to the next level.There is a wide variety of categories that fall under the types of science projects that can be chosen for a school science fair. These include biology, chemistry, physics, microbiology, biochemistry, medicine, environmental, mathematics, engineering, and earth science. While you may not have yet learned very much in any of these categories, don’t be afraid to see what each one entails. Taking a good look at your interests will allow you to focus on the right direction to take.Many resources are also available for those who are unsure as to the topic they are wanting to use to create their science projects. If you take a look at the topics that fall under the biology category, you will likely notice that there are topics that deal with plants, animals, and humans. For those who are in 2nd grade or 3rd grade, an interesting topic may be to determine if ants are picky over what type of food they eat. While this topic might not be of interest to an 8th grader, it is certainly something in the biology category that an elementary school student would enjoy.Along with the biology category, a high school student may want to take a look at diffusion and osmosis in animal cells as this would be a more appropriate topic for the grade level. A student in 6th grade would be more advanced than an elementary school student, but not as advanced as a high school student. At this middle school grade level, a topic of how pH levels effect the lifespan of a tadpole may be of interest.Whichever resource is used to locate a topic for science projects, it is always a good idea to consider the grade level of the student prior to making a selection. It is always assumed to be best to have a project at an appropriate level in order to keep the attention of the student and provide a fun and enjoyable learning experience.
E-commerce Adventures On eBay
The Internet is an unbelievable thing. Because of Web innovations, a person of any age or background can start a business with very little capital. Furthermore, online, virtually anyone can start a business without judgment. When Corey Kossack started his eBay store, he approached his first supplier with confidence. Although he was only 20 years old and inexperienced, he presented himself properly onscreen and was able to prove his worth over time without concerns. Because of e-commerce, entrepreneurship has been made easier. So how can you get started as an e-commerce guru? Read on for how Kossack got started in e-commerce.The Beginning of Booming E-commerceBelieve it or not this business owner started his venture when he was a sophomore in college. “I wanted to earn some extra money so I could travel and study abroad,” he recalls. “I was shopping for a memory card for a digital camera and noticed one seller who was listing and selling a bunch of these cards a day.” The idea, alone, led Kossack to believe there might be a great business opportunity selling on eBay. After months of research, Kossack decided to sell DVDs on a small scale out of his dorm room.Kossack’s DVDs, video games, and books store (one that sells products below retail) only grew from there. “We have thousands of titles to choose from, ranging from hard-to-find movies to popular TV shows and new releases,” explains the eBay Top Seller (a status awarded to the top 200 sellers in all of eBay). “Our DVDs are brand new and factory-sealed like you would buy it at your local retail store.” In fact, during Kossack’s first full year on eBay, he sold 25,000 DVDs for a total of $500,000 in sales revenue.Speaking of the e-Commerce Biz…Because of Kossack’s e-commerce success, he’s been asked to speak at eBay’s annual convention and training event “eBay Live!” in front of 1,400 other eBay PowerSellers. “I came to the realization that I had developed many of my own strategies to maximize profits and minimize risk-selling on eBay that the eBay community was unaware of,” he explains. “I shared how I saved thousands of dollars by switching the type of packaging materials I was using, how I kept my costs low during start-up and growth, how I recruited highly-skilled young workers to be my employees, and how I analyzed the risk of my eBay listing strategies and determined what alterations needed to be made to ensure I was reaching the maximum profit potential.”Kossack then turned his strategies into a revolutionary new guide to help other profit from eBay called “eBay Millionaire or Bust: Hidden Strategies That Maximize Profits and Create Wealth.” “There is so much more to running a profitable eBay business than learning how to list and sell items,” says the entrepreneur. “You need to understand the real business strategies behind selling on eBay if you want to be truly successful.”Schooling for an e-Commerce EntrepreneurCustomarily, most aspiring e-commerce pros should obtain an e-commerce degree because it’s the most relevant, Kossack is currently a computer information systems major. “But to tell you the truth,” he says, “I really wish I was an entrepreneurship major because that is what I am really passionate about.” Still, the subject of computer information systems is quite relevant to e-business management.Since Kossack’s not directly getting an e-business degree or e-commerce degree, he’s supplementing his ecommerce training by enrolling an entrepreneurship course at a different school. And he’s not stopping there. Kossack realizes he has so much to learn in terms of e-commerce training, especially without the benefits of a solid e-commerce degree.
10 Ways To Boost Your Credit Score
1. Deleting Errors in 48 HoursThis is the absolute fastest way to correct errors on your credit
report and raise your credit score. However, it can only be done
through a mortgage company or a bank. If you apply for a home
loan and find errors on your credit report, request the loan
officer to conduct a Rapid Rescore. But don’t mistake it for the
credit clinic tactic of multiple dispute letters.The Rapid Rescore strategy requires proper paperwork. You need
proof that the item is incorrect. It must come from the creditor
directly. For example, a letter stating the account is not your
account, a letter stating the account was paid satisfactorily,
a release of lien, a satisfaction of judgment, a bankruptcy
discharge, a letter for deletion of collection account or any
relevant evidence.This is the same documentation a bank or mortgage company would
require for the credit accounts anyways. The difference is, now
you can improve your credit score and receive a lower interest
rate. The results are not guaranteed and will run you about $50
per account.2. Deleting Negative CreditThis is the infamous area where you’ve heard of all the scams.
Credit repair clinics charge “an arm and a leg” and promise a
clean credit report. Sometimes even a new credit profile! People
spending hundreds, or even thousands, of dollars for something
they can do themselves.Removing errors is simple. Deleting negative credit that is
accurate requires advanced methods. But that is not the scope
of this report. So I’ll focus on the deleting the negative
errors.Credit report errors easily disappear by using a simple dispute
letter. If you have the paperwork proving the error as mentioned
above in Rapid Rescore, send copies of that along with the
dispute letter. This will make the credit bureau’s job easier and
you will get faster results.If you don’t have the documentation to prove the error(s), send
the dispute letter anyway. According to federal law, the credit
bureau’s have a “reasonable time” to validate your claim. They
will contact the creditor for verification of your dispute. Then
the account will be reported accurately – or deleted. It has been
generally accepted the “reasonable time” to complete this task is
30 days.If you’re not the do-it-yourself kind of person. Or don’t have
the time. You could hire someone who is very economical.3. PiggyBack Someone’s CreditThis is a fast and great little credit score booster. But it
requires a very trusting relationship. Simply put, someone else
adds you to their credit account. For example, when applying for
a credit card, you may have seen the section to add a card holder.
If your trusting person adds you, their payment history is now
reported on your credit report too. If they have perfect credit,
now you have a perfect account.To make this more effective, use an aged account. Imagine if your
trusted person has a 10 year old credit card account with a
perfect payment history and a balance of only 50% of the credit
limit. Wouldn’t you love to have this on your credit report? The
easy part is your trusted person just calls the credit card
company and requests a form to add a cardholder. Once completed
and activated, their entire account history and future is now
firmly planted on your account. Imagine if you secured 3-5 of
these accounts – especially installment accounts. Your credit
score could sky-rocket!The challenging part? Finding the trusted person. Since you already
have a low credit score and bad credit, how eager will someone be
to make you a cardholder? Even your parents don’t want you to
damage their credit. But, no one says you need to possess the card!
In other words, your trusted person could add you as a card holder
and never give you the card or PIN or any information. Since the
bills and all account information is still mailed to the trusted
person’s address, you won’t know anything about the account. This
scenario could land you many trusted persons. And you still benefit
with a higher credit score.4. Playing Round RobinThis strategy is one of the oldest credit building techniques
around. It used to be accomplished with secured savings accounts.
But now, it’s much easier with secured credit cards. In fact,
I’ve used this method myself.Here’s how it works: Take ,000 (or what you can afford) and get
a secured credit card. Once received, get a cash advance of 70%
of your credit limit. Get a second secured credit card. Once
received, get a cash advance of 70% of your credit limit. Get a
third secured credit card. Once received, get a cash advance of
70% of your credit limit.Open a new checking account with the final cash advance. Use this
account only for making payments on your three new credit cards.
If you make your payments on time every month, your credit score
will increase because you now have three new perfect payment
credit cards. (Initially, your credit score might drop a few
points due to the rapid, multiple accounts being opened. However,
be patient because within 4 months of no new accounts or any
delinquencies of any account, you will see your credit score
increase. Mine increased 60 points in 60 days!!)5. Pay on TimeThis one is quite obvious. But after 12.5 years in the mortgage
business, I discovered it still needs repeating. Your creditors
were gracious enough to loan you money. Now pay your damn bills!
If you don’t, your credit score decreases. EVEN IF ONLY 30 DAYS
LATE!That’s right folks. For some reason people think, “I’m only a
few weeks late. What’s the big deal?” Well, for the loan company,
if you pay late but consistent, they make a lot more money with
late fees and more interest (if a simple interest loan). For you,
your credit score is damaged. If you think long-term and credit
score, I’m certain you would not have a cavalier attitude.6. Pay Down DebtsThis seems like an obvious method, doesn’t it? But it is not as
transparent as you might think. Remember, we’re playing with
high-level statistics and probabilities which evaluates and
forecasts trends in your behavior. Here’s what you do…Never pay off your revolving debt in it’s entirety! Isn’t that a
surprise? Think about it. Your credit score is a reflection of
your ability to manage your credit. Paying off your debt is not
managing your debt. If you have a zero balance, how can you manage
it? You don’t. It no longer exists. And you cannot manage what
does not exist, right? Therefore, in terms of credit score, you
have demonstrated your ability to swiftly pay off accounts to
avoid managing them. Thus, slightly decreasing your credit score.One exception, of course, is if you’re over extended to begin
with. Pay off what’s necessary to make your credit profile look
great. Then manage the remaining credit.7. Don’t Close AccountsEven if you pay off revolving debts, do not close the account.
The longer an account is open with no negative reports, the
better it reflects in your overall credit score. This is due to
the weighted-average in the credit score formula. Many credit
experts suggest a balance of 30% of your credit limit. That’s
ideal. But you can go as high as 70% and still maintain a
healthy credit score.8. No New CreditYou must be vigilant in your credit behavior if you want the best
credit score. Therefore, do not get any new credit unless it is
absolutely necessary. Each time you apply for credit, an inquiry
is added to your report. This usually drops your credit score
slightly. When you have fresh credit, there is no track record
how you will manage (or pay) this account. Therefore, it’s a
higher risk which results in a minor drop in your credit score.
Remember, your credit score is about risk assessment.Here’s what you do: obtain credit for your housing, transportation,
college or continued education and 3-5 credit cards. That’s really
all you need for personal credit. If you want more credit, request
a credit limit increase on your current cards rather than apply
for new ones.9. Maintain A Mix of Credit TypesIf you show you can handle different types of credit at the same
time, you are rewarded with a great credit score. In other words,
get installment loans like vehicle, personal loan or mortgage.
Get revolving credit like credit cards: Visa, Mastercard, Sears,
Sunoco Gas, Costco. By mixing it up, you demonstrate you can
manage your credit because you will have short term and long term
credit with a fixed payment. As well as a “variable” monthly
payment on your credit cards.Keep these accounts open with a balance of 70% or less and paid
on time and you will witness your credit score climb to great
heights.10. Don’t File Bankruptcy or ForeclosureHere’s the most obvious advice: Don’t file for bankruptcy or
foreclosure. These stay on your credit report for 10 years and
always decrease your credit score. The older the bankruptcy or
foreclosure account becomes, coupled with re-built credit
history, the less of an impact they play on your credit score.Contrary to popular beliefs, you can legally delete a bankruptcy
and foreclosure. It’s not easy. But it’s possible. See the
advanced methods for that solution.To quickly rebuild your credit history after a bankruptcy or
foreclosure, use the Round Robin strategy above and get secured
credit cards. Now you can even get a car loan or mortgage right
after bankruptcy.© 2004 David Czach.——– Editor’s Note ———-Dave Czach has 12 years experience in the mortgage business and
a Bachelor’s Degree in Real Estate. He can be reached at
http://myLoanHero.com/go.cgi/daveczach.This article may be reprinted without compensation provided
there are no changes whatsoever to the article, the copyright
notice and the complete Editor’s Note. Any reprinting or
duplication without these conditions is copyright infringement.——– Editor’s Note ———-
Guide to Right Investments
As an individual we all have targets and set goals in our finances, hence adequate information to the right investment is very important. Considering the fact that good investments help us to actualize our objectives in our education, career, capital projects, family needs, etc, then it’s imperative for us to understand these investments.Presently, we are faced with the recovery of the economy after experiencing the global economic meltdown for more than two years of economic impasse. In most African countries, especially Nigeria do not seem to get on a good start as the government has limited funds to inject into the economy (Capital market) unlike other developed nations of the world are currently doing. Therefore, there’s a need for us to make the right decision at this trying period. There are different types of Investments available to us; Savings, Insurance, Bonds, Equities and Stocks, FOREX, Real Estates, Importation and Exportation, and what have you. These may sound interesting, but we must look before we make decisions in our chosen investments.For most people, making the right investment decision can be a tough one. They assume that you need enough money to venture into a lucrative business. It is always a good idea to do some research before you can make a decision as to what you want to invest in. This is better achieved the most when you gather information on your type of investment because you want to make the right investments that would work best for you. It is financially wise for you to know the investment basics so that you will be in a position to have variety of choices. Is this where the use of funds comes in? It is advisable that you use your savings especially if you plan to invest in long term. Moreover, you do not need a lot to get into investing though; you can use your monthly savings and investing consistently. The Stocks and shares option is one of the most popular and profitable business.Also investing in Insurance policy is another guaranteed way of investing without having fear for drop in market price. Unlike the stock market, Insurance is a sure way of getting your money back with a certain accumulated interest over a stipulated period of time that is if there have not been any occurrences before the maturity date. This however, would be discussed exclusively in my subsequent articles.The mutual fund investment option is yet another form of investing whereby organizations collect money from different individuals and use it to venture into suitable quoted company stock at the right time.This reduces your risk of losing money since you are not directly investing in the stock market. You should look out for all loop holes and engage the services of a financial expert to help you make suitable investment choices.Before we delve into the various investments stated above properly, there is a need to highlight the basic Principles of Investments that would be our guide to a successful venture. I shall discuss 5 of these proven principles that would guide us through;The first investment principle we must know is to get the foundation right of any investments plan and all the hiccups we envisaged or encountered would be checked. The problem most people have is that they try to solve their challenges from the surface. It is easy for one to quickly take a pain relieving tablets to stop his toothache problems without knowing the cause. Alright let’s look at our business transactions as an instance. A growing businessman borrows money from his fellow business men to build his business venture. By doing this overtime he became heavily indebted. But in order to be free from his indebtedness, he quickly pays his debts without ever considering the fact that his greatest weakness could be poor financial (money) management. In Nigeria today, an average 60 percent of the population are into entrepreneurship in one business or the other yet most of them have little idea of their venture which accounts for low returns in profit every quarter. This dismay performance could only be attributed to their poor knowledge of the said business, hence the business foundation is lacking. In addressing such situations, understanding the roots of these investments
would place us on the driver’s sit to know where and how to make great returns on our investmentsThe second principle simply tells us to set values in our investments’ plan and life goals generally as a yard stick to take us to our desired expectations. Values are internal anchors we set ahead of time to guide us in time of decisions making. It is also important to note that in our individual offices and business places, values we set for ourselves would determine the future and success of our careers and business ventures. According to Hamel, G. in “Rethinking the basis for Competition” in (Gibson, R (ed) Re-thinking The Future, Nicholas Brealey Publishing, London pp. 76-92 he says that “the big challenge in creating the future is not predicting the future. Instead, the goal is to try to imagine a future that is plausible – a future that you create based on values.” As matter of fact, we must place great values on our investments and businesses for it to grow beyond limits.On the third principles of investments, we must draw out our investments plans and strategy. One does not expect a high dividend as a return on your investments from a quoted company if you don’t invest well on that company. In any investment we do, there is need to know the strategy to adopt in getting good returns. Let’s look at the stock market for instance, you would not be foolish to invest in First Bank PLC in the Nigerian Stock Exchange that has reached its’ bullish state when you know most investors are bailing out after a period of planting then smiling to the banks for a good investment. You have to understand the investment first (foundation) then adopt a particular plan or strategy that would suit it for a stipulated period. That is why; Sun Tzu, great author, posits that “the General who wins the battle makes many calculations in his temple before the battle is fought while the General who losses make but few calculations beforehand”. You should know that whatever plans or strategy you make does not really guarantee you success as it may not suit the kind of investments you are into but get the right information to guide you through. Hence, you are advised to invest in financial books, business tips or any investment instruments to put you ahead of your contemporaries. By doing this, you must have drawn an investment philosophy that includes your; aim, period, returns and interest of your investments.The fourth Principles would centre on our spiritual strength in business. Knowing that sometimes we face all sorts of problems and setbacks in our investments or business activities, we may not have the physical power to overcome them. To be realistic, we need to look up to God by committing our businesses in His hands irrespective of our religion or faith. According to the Book of Proverbs; “If God can see everything in the world of the dead, he can also see in our hearts.” If we commit our ways to God, He would direct our paths. We should always seek Him when faced with any problems. I also suggest you renew your minds with great spiritual and inspirational materials. Great authors like; T.D. Jakes, John Mason, Joyce Meryce, Mathew Ashimolowo, Dale Carnegie, etc have wonderful works that can nourish our soul and make us achievers even in the face of adversity. You would find out that what you consider as problems are not problems, but some stumbling blocks you encountered as challenges to your road to success.The last Principles of investments which is the fifth, has to do with you as an individual. As a child while growing up, we all aspired to be one great professional in our chosen field. That’s the reason why Education could be adjudged as the highest form of investment. I must say that that most professionals or CEOs these days don’t utilize five percent of their brain. With the latest technologies at our finger tips, we seldom use our brain to work even getting the least calculations. Knowledge they say is power. The more knowledge we acquire, the more resourceful we become in affecting our lives positively. We have to invest in ourselves to improve on our business ideas and skills as change is inevitable. To buttress this point, let’s look at Romans 12:2; “and be not conformed to this world, but be ye transformed by the renewing of your mind that you may prove what is good and acceptable and perfect will of God”. Please make it a habit to invest huge part of your income on your brain and mind, as it’s such an investment that you would receive a 100% returns.Remember, knowledge is part of the key to all successful businesses. Follow these basic principles of investments guide and you would be amazed how your business would grow in greater profits.
How to Get a Proper Fitting in Women’s Indian Apparel
Many a times while surfing through a web store, particular Indian apparel catches your attention and would like to have it but with few changes. In the fashion parlance it is called customized especially proper fitted for you.A proper fitting is very important in any apparel. An apparel fitting actually very important for any person to look perfect. Most of the Indian apparels are custom made and its must that the measurements taken should be exact. But there are some doubts about taking measurements so as to get a proper fitting women’s Indian apparel.But if the dimensions are noted correctly you can get a proper fitting women’s Indian apparel. Unlike western wear, Indian apparels beauty lies in its fitting to a great extent, you may possess the finest women Indian apparel but the fitting is not proper it will loose all its uniqueness. Hence How to get a proper fitting women’s Indian apparel the secret lies in taking right measurement.It is advisable to have some measure you for getting proper fitting women’s Indian. Here are the tips and tricks on how to get the measurements for proper fitting.How To MeasureDon’t take measurements yourself! It is recommended that you have someone help you.While measuring pay attention to these tips: Wear your normal under garments a good fitting brassier, your bare feet, with your normal posture. Put on a necklace to find the base of your neck at the back.Locating the correct waistline is the main problem area of measuring problems. The waistline should be located where your body creases when you bend over slightly forward or where you like to wear your waistbands. Comfortably some like it high some wear it lowHEADMeasure the head tape around the browsBUSTMeasure around the fullest part of the breast and ensure that you are wearing brassier of good fit Also lean forward and let your friend fasten the brassier this way the breast falls in proper shape enhancing the fit Keep the measuring parallel to the floorWAISTMeasure around the natural waistline bend on to one side to check your natural waistlineHIPSMeasure around the buttocks 8″ below the waist legs slightly apartLENGTH of TOP/KURTA/Measure from the nape of the neck (for back)Measure from center of shoulder (for front)SKIRT LENGTH/SALWAR LENGTHMeasure from waistline to required length. Here it is important to keep allowance incase you wear high heeled footwearPoints to keep in mind while taking Fitting:1. Measure bust waist hips in correct way and keep noting the dimensions2. Choose the Indian Apparel to be fitted wear it sit on a chair and check the areas where fitting is required3. Wear the Indian Apparel and move you arms up to se if there is any pull and also hug yourself to check the armhole fitting4. If in family way go in for a slightly looser fit so that the Indian Apparel can be used in future Months as well5. Try and have measurements taken by someone else and measure on a body with undergarments only6. Incase of trousers measure the inseam of a trouser that fits u best measure from crotch seam to the hemlineThis is the way to Perfect fitting Indian Apparel.Knowing the importance of measurements, lots of online apparel stores are coming up with tailor made apparels and providing lot of information on how to exactly take the measurements. http://www.utsavsarees.com is also one of such online store which also offers the custom made Indian apparel. The site also helps u in taking proper measurements and perfect fitting.
Natural Skin Care Help For Your Aging Skin
Are you looking for help for aging skin? If you are beginning to notice wrinkles, fine lines and dark spots on your skin and face, It may be time to get serious about your skin care routine! Here are four natural skin care tips to help you rejuvenate your skin! Before you consider harsh chemical treatments or a face lift, you should know that there is health risks associated with both of these skin treatments.The U.S. Food and Drug Administration notified the public in early 2008 that Botox and Botox Cosmetic (Botulinum toxin Type A) and Myobloc (Botulinum toxin Type B) were in some cases, linked to possible adverse reactions, including respiratory failure and death.Some of these adverse reactions appeared to be related to the spread of the toxin to areas distant from the site of injection, and might mimic symptoms of botulism, including difficulty swallowing, weakness and breathing problems. Although these cases could be the result of possible overdosing, the potential risks of Botox treatments certainly pose reason for concern!Plastic surgery or getting a face lift could also pose serious health risks! Potential problems could include adverse reaction to anesthetic, excessive bleeding, permanent numbness or paralysis of facial muscles, week facial muscles or even skin necrosis or death of skin tissue. It can also cause Keloid scarring, (a heavy scarring caused by the overgrowth of granulation tissue at the site of a healed skin injury which can vary from pink to flesh-colored or red to dark brown in color).Before you consider drastic skin care treatments or surgeries, you should know that there are safer natural alternatives for helping your skin to look younger and more beautiful again!Below are four natural skin care tips that can help you address aging skin! 1. Have a good skin care routine.Practicing a good daily skin care routine can go a long way toward preventing skin aging. It is important to cleanse your face twice daily with a gentle plant based skin cleanser. You should also use a skin toner to help it return it to its normal ph balance. Then you should use a plant based skin moisturizer that is free of harsh chemicals or harmful preservatives. You should exfoliate your face at least two times per week. Be sure to use an all natural sun screen to protect your skin from UV damage,2. Choose plant oil based skin care products over petroleum oil based products.Your skin is a living organ that needs oxygen! Skin moisturizers that contain petroleum derivatives, such as petrolatum, mineral oil or propylene glycol, can clog your skins pores and prevent your skin from breathing. This may cause your pores to enlarge to get their needed oxygen, which could lead to skin aging and skin damage such as wrinkles and fine lines.Plant based products allow your skin to breath and will nourish your skin cells with antioxidants, amino acids, and other essential phyto-nutrients. This can help your aging skin to regain its natural healing balance, and also help maintain adequate hydration levels to give your skin a more even, radiant and luminous tone!3. Stop putting harmful chemicals on your skin.Scientists estimate that you can absorb up to 60% of chemicals from any skin care products that you come into contact with, which will send them directly to your bloodstream. In fact, it may take as little as 26 seconds for some substances to move from the skin to every major organ of the body, which is why nicotine and birth control patches are so effective! Skin care products containing harsh chemical ingredients such as Propylene Glycol and Sodium Laurel Sulfate, as well as preservatives like Propylparaben or Methylparaben may cause serious problems not only for your skin, but also for your health. Hormone disruptions, birth defects, organ damage…even skin cancer or breast cancer may result from toxic chemicals in personal care products! Also, be careful to not use sunscreens containing harmful ingredients!4. Live a healthy lifestyle.Eat a healthy diet that includes plenty of fruits and vegetables, and make sure you are getting enough Omega 3 fatty acids, either through eating fish or taking a fish or krill oil supplement. Be sure you also drink plenty of water each day! Getting enough sleep and reducing stress can also slow skin aging. Don’t smoke! Smoking is very harmful to your skin and will destroy your skins texture and suppleness.The four skin care tips listed above are all natural and easy steps you can take to combat aging skin! They are safe and effective ways that can help your skin look younger and more beautiful again, without risking your health with harsh chemical treatments or dangerous surgeries!
10 Businesses You Can Start For $500 Or Less!
Long time statistics have shown that 9 out of 10 new businesses fail in their first year. Lack of planning and financial ruin is one of the most common causes. Starting small is a way to insure minimal risk in new business. The founder of Dell computers was a college dropout on a shoe-string budget who started his business out of his garage. One in three computers sold today is a Dell.The following is a list of just some of the businesses you can start for $500 or less.
Housekeeping – Requirements/ household cleaners, mop, broom, vacuum, towels, bucket, business cards – approximate cost $150. Molly Maids is a multi-million dollar business started with a broom, a mop, and quality and reliable service. I can guarantee you that the CEO of Molly Maids doesn’t clean houses any longer.
Gardening or landscaping – Requirements/ mower, edger, blower, rake, shovel, clippers, business cards – approximate cost $450. Some education won’t hurt you here, but even without it, how much money did you make mowing the neighbors yard when you were young?
Internet sales – Requirements/ computer – approximate cost $500. It’s likely you already have a computer at home so this just might be the cheapest and easiest business to start. It has been estimated that by the year 2020, nearly all retail purchases will be done over the World Wide Web. Getting on the bandwagon now may set you up for a prosperous internet business in the near future. Look into working with “drop ship” companies to avoid up front expense and storage fees.
Mobile food service – Requirements/ business cards – approximate cost $30. With a half hour lunch break, employees at many companies have little time to leave work and order lunch. Providing a morning menu for lunchtime delivery can be helpful to these people and provide a good source of income for you. Your job? Call in the order, pick it up, and deliver it; for a fee of course. Delivering 15 lunches to one company at $3 to $5 profit apiece can add up quick. Or how about a hot dog cart at special events?
Pool service – Requirements/ pool cleaning supplies, start-up chemicals, brush, net, hose, business cards – Approximate cost $400. States with warmer climates have many homes with swimming pools needing weekly care. Service to numerous homes in the same area can net you a small fortune. Business cards on the door or mailbox lets the homeowner know you are available. It may take some time to get a solid clientele, but be patient; established pool service routes can be very valuable if and when you decide to call it quits.
Consulting service – Requirements/ know-how, business cards – Approximate cost $30. What do you know that might be of monetary value to others? Sell your smarts!
Delivery service – Requirements/ the car, scooter, or bicycle you may already have/ business cards – Approximate cost $30. A great business within large city limits. Corporations, small businesses, restaurants, etc. may be in need of delivery services. Whether it is paper documents, payrolls, food, or other items, delivery services can be a steady and profitable business.
Painter – Requirements/ brushes, rollers, edger’s, towels, tarps, business cards – Approximate cost $200. Visit local hardware stores to let them know you are available for work and will purchase paint through their stores. Their referrals may keep you busy for months at a time.
Handyman – Requirements/ basic tools, business cards – Approximate cost $500. Depending on they type of jobs you acquire in this business, a contractors license may eventually be required. Check with your local and state government offices to determine at what point you will need one.
Daycare – Requirements/ toys, educational materials, bedding, a safe and clean home, love – Approximate cost $300. This business requires patience and child care experience. If you care for more than three children at one time, it’s likely you will be required to be licensed. Check with your local and state government offices for restrictions and requirements.
Most of these business start-up ideas will require an additional two items you likely already have; an automobile and a telephone. But otherwise, they are super simple and easy to start new businesses suitable for nearly anyone wanting to become self-employed.The key to having a successful business is to do what you would enjoy doing anyway. Make a list of the things you like to do and follow that with an extended list of ways to make money in a related business. Be creative with your business idea, there are many more options available for you than you probably realize!
Pharmacy Schools in Texas: Seven Great Choices in the Great State
Pharmacy schools are opening all over the country, and the great state of Texas is included in this boom. Pharmacology is a great career option and a growing field. The medical field is one sector that rarely shows an employment decline, even in a bad economy. The influx of pharmacology schools reflects the high demand for pharmacists, a well-respected and high paying job. Students in Texas who are considering careers in pharmacology are fortunate to have a variety of choices. Pharmacology schools can be difficult to get into, and students looking to get into pharmacy schools in Texas have seven different choices.
Texas A&M Health Science Center Irma Lerma Rangel College of Pharmacy – This school is located on the College’s Kingsville Campus. This school was created in response to a shortage of pharmacists in the border region.
Texas Southern University College of Pharmacy and Health Services – Located in Houston, this facility offers Doctor of Pharmacology degrees, as well as many other types of Health Services degrees.
Texas Tech University Health Sciences Center School of Pharmacy – This Pharmacy School in Texas is a large research facility.
University of Houston College of Pharmacy – The Houston based Pharmacy School offers several different degrees, and also the opportunity for post-doctoral research fellowships.
University of the Incarnate Word Feik School of Pharmacy – This private Catholic university in San Antonio offers a new Doctor of Pharmacy program.
University of North Texas System College of Pharmacy – This new pharmacy program is the first where future pharmacists will be educated beside future physicians.
University of Texas College of Pharmacy – In 2008, US News and World Report ranked this school among the elite programs of Pharmacology Education in the United States.
Apply EarlyIf you are hoping to get into one of these pharmacy schools in Texas, it is recommended that you apply early. Competition is fierce for admission, and the earlier you apply, the better. It is also recommended that you apply to more than one school. Admissions are selective, and if you are not able to get into one of these fine schools, you have a chance of being accepted by another. If you only apply to one school and are not accepted, you will have to wait a full year before you are able to apply again.So you can see that if you are looking at Pharmacy Schools in Texas, you have a variety of excellent college choices, and you would be lucky to get into any one of them. The growing profession of pharmacology is a demanding and worthwhile career. Pharmacists have a great deal of responsibility, and the pay reflects that. Pharmacists can find work in hospitals, drug stores, or retail and grocery stores which have a pharmacy. Specialty compounding pharmacies also employ pharmacists. This growing field is mirrored in the growing number of pharmacy schools which is spring up all over America. In the great state of Texas, you have seven great choices of pharmacy school.
Take Nutrition to Stay Healthy and Fit
As our lifestyle is getting fast paced along with it our diets are also becoming more fast food based, requirement of nutrition continues to grow. Diet and nutritional products have helped many individuals to maintain their healthy lifestyles by providing essential minerals and vitamins in an otherwise poor diet. Nutritional supplements are an important part of diet for everyone but it is highly essential for runners and for those who exercise vigorously. If you are ill, you are regularly eating fast food or you are dieting, you should be concerned about your proper diet.Nutrition is an important part of diet for everyone because it provides our body with the nutrients which are required to grow stay healthy and work properly. In the year 2005, the United State’s government revised the Dietary Guidelines for Americans and introduced the term “nutrient density.” This term may sound complicated but it simply refers to the exact quantity a food should provide. Nutrient density plays an important role when an overall health and nutrition is considered.According to various experts, the intake of these nutritional supplements may help in preventing heart disease, ward off dementia, fight few cancers and even slow down the aging process. In fact, the outcomes of the best diet supplements are enhanced by appropriate nutrition and regular exercise. It is simply because when people exercise and eat healthy foods, they feel much better, have more energy than ever and thus, becomes less prone to various health problems. Nutrition and health products help in ensuring that sufficient levels of nutrients give your body everything required to stay healthy.In the recent years, dietary supplement industry has experienced sudden growth with items marketed for almost everything from better health to enhancing your sexual libido to anti aging. Yet, when more and more people are purchasing supplement products regularly, many people know very little or nothing about the products they are taking. With the proliferation of new health products available, it is essential for people to learn to select the best nutritional supplement suiting their needs.When selecting a nutritional supplement, one of the first things that you have to figure out is why you want to consume these supplements in the first place. Do you want to prevent yourself from getting sick or you want to boost your immune system? Are you looking forward to improve your sexual performance or perhaps, you wanted to stop your aging signs? Or may be you just want to consume these nutritional supplements to improve your health and prevent diseases in the long run. If you figure out the reasoning for taking the nutrition then you have to find the best nutritional supplement that suits your requirements.As good nutrition is one of the best ways for the body to restore itself to health. Maintaining and restoring nutrition in body not only keeps you fit but also keeps you away from dangerous diseases like Irritable Bowel Syndrome.
Chemistry, Nutritional Supplements Or Whole Foods – To Maintain the Health Tripod, Body-Mind-Spirit
Increasingly, as if there is a “new” discovery parade for the latest cure-all, probiotics have come again to the forefront. As I read the varying articles and studies, I am struck by how far afield we have come from normal, common sense.In order to maintain a healthy body, there is a tripod of health: body, mind, and spirit. Knock out one leg of that stool, and the stool topples over. Probiotics, diet, dietary supplements address only the “body” leg of the health tripod. So let’s start there.
Anything taken externally, whether it is natural or medical (chemical or surgical) in support of the physical, has only ever been intended as temporary support until we have regained or achieved the necessary consciousness to support complete and perfect health; much as you might use a crutch to recover from a broken leg. When the leg is healed, we throw the crutch away as we should throw the supplements and medications away.The body knows how to be well and healthy, as this is its natural and inherent state. Think of all the times you’ve had a cold, or the flu or a cut or bruise. They always go away. The body, created by Infinite Intelligence, does not need to know how to be well, but rather is always striving to return to health, its normal set-point. Our job, as a conscious human being, is to make the choices – all of our choices – that support Life. That is to say choices that are probiotic.These choices, if we are living naturally and following our internal prompts, always feel good, fun, joyful, and delicious. The body, itself, tells us what it needs with respect to nutrition; and we, if we are listening and aware, then eat those foods. The body tells us when it is tired and needs rest; if we are listening and living naturally, we fall asleep and awaken refreshed. The body tells us when it is cold; and if we are listening, we go inside, don a coat or sit by the fire. The body tells us when we are full; if we are listening, we stop eating, pleasantly satiated. The body because of its Innate Intelligence – the Life Force that enlivens it, is constantly directing us if we are listening.This same Innate Intelligence or Life Force is present in all living things: animal, vegetable and mineral. It quite simply is the “spirit” leg of the heath tripod. So it is essential that we pay attention to the still small voice within guiding us in all things, including health, always towards our good.The “mental” component of the tripod is where all the trouble begins and ends. The human mind with its hubris and arrogance believes that it is the infinite intelligence rather than our spirit Infinite Intelligence (knowing). The human mind is what confounds and complicates everything, over-shouting the still small voice every chance it gets. The human mind will argue with the information of Innate Intelligence that we don’t have time to eat, or we can’t afford to eat healthy food, or that we don’t have time to be home resting. The human mind will argue that a vitamin supplement is a quick fix, that a “professional” knows more than I do; that in a decision between ethics and money, money wins. The human mind will tell you to stay in the job your hate, because the money is good; and it will tell you to take the “safe” road, because it is afraid and lives in the land of Lack. These are the decisions that we make every day that lead us into life styles and relationships that are as toxic to the body and chemicals are.For example, as science attempts to unravel the secrets of good nutrition and health, they omit or ignore or discount the concept of Infinite Intelligence or Life Force, because they don’t understand It and cannot quantify It. Therefore, they believe that by isolating certain nutrients, that the benefits of that nutrient are complete in relationship to the biological body and cells. For example, scientists study, let’s say, Vitamin C. They isolate it out from its original state that it is found in, let’s say, an orange. They identify it by its chemical composition and name it Vitamin C of a certain type. Then a nutritional company or a drug company will duplicate that chemical complex and manufacture it synthetically and patent it. Why? Because you cannot patent the Vitamin C in an orange, but if you create your own synthetic clone of it, you can patent that and then sell it as “a vitamin supplement”. It’s about money; and the marketing is about making you believe – contrary to your own knowing and Innate Intelligence (common sense), that it’s better to buy the pill rather than simply eat the whole food, the orange. This whole process is the human mind process; not common sense, not Innate Intelligence, and not your Knowing.This brings us back to the “body” portion of the health tripod. All the things we do to and for the physical body to maintain or to regain physical health. These things include medicine, alternative therapies, nutrition, supplements, and the food we eat.So let’s go back to the clone of Vitamin C which is not Real Vitamin C. First of all, it has been separated out of its natural habitat of the orange and no longer has the synergistic benefits of all the other nutrients found within that Infinite Intelligence-created orange. The other nutrients within the orange were gathered together by Infinite Intelligence in the orange with the Vitamin C to work together one with the other – like a symphony shall we say. All together they release their blessings of nutrition to the consumer in a concert. One triggers the other, one enhances the other, and within the human body, they trigger certain enzymes or other mechanism to break it down and with nutritional perfection and elegant harmony are absorbed into the body where they nourish and sustains the cells, the fundamental building block of the body. This is the symphony of naturally occurring whole foods in the act of nourishing the living body. The clone has no idea of the music.While it is not quite the stuff of Frankenstein for science to understand food and nutrition in relationship to the human body, it is when these elements are separated out from the Whole Picture and peddled to convey the same efficacy as the Real thing, which they cannot do. Recall for a minute the actual Frankenstein creation: he was patchwork parody of the Real human, not elegantly Real.When these synthetically created nutritional clones are ingested into the Real body, the body in fact does not recognize them and either sloughs them off (every wondered why your urine is so bright yellow when you’re taking vitamin supplements ) or they are treated as toxins. If the body identifies them as toxins (foreign substance), it will attempt to eliminate it from the body or surround it with fat cells much like putting the bad guy into solitary confinement. [Did you ever wonder why we are so fat in such large numbers?] Seems to me, via common sense, my own Innate Intelligence just like yours, that the more toxins – synthetically/chemically produced foods (neo-nutrition) we consume, the more toxins the body is attempting to cope with and so produces the fat to surround and contain them to protect the vital organs of the body. The living body’s single imperative, after all, is to live. This is basic biology 101.The rube is that most of the food available for consumption grown here in the United States is synthetically altered in some fashion. First the seed, itself, is genetically modified from its original Infinite Intelligent state. Monsanto has done a grave and potentially catastrophic disservice to the world by altering seed – again for the reason of patent – so that now farmers have to buy seed every year.Haven’t you noticed that you can’t grow a new corn crop from the old corn seed or that this year’s tomato seed will not grow a next generation of tomato? My own Innate knowing noticed this phenomenon years ago and thought then that this was very strange. Especially when the natural process of pollination would have eventually – by evolution – evolved a new seed that was adapted to a particular climate or locality or pest. Once again, it is the mandate of all living things – Life Force, Innate Intelligence – to Live. And in so doing, living naturally and organically, every living thing will change and become naturally stronger and more resilient to its environmental challenges or perish. In the human body, this job is particularly handled by the immune system.All you have to do is look to the cock roach to see the amazing ability of Infinite Intelligence to adapt for Life (probiotic). It is this very process of adapting and changing to environmental challenges – evolution they called it in high school – that creates the very nutrition – antioxidants for example – that we ingest through eating a whole food, that helps our bodies meet their own environmental challenges.However, as a result of these genetically modified seeds that require chemicals in the form or herbicides, pesticides and fertilizers to grow, the essential nutrition that we require to be healthy is now absent from these food; and in addition, these foods contain more toxins (synthetic chemicals) that we ingest into our bodies. These are not whole foods; they are corrupted foods.As a result of these corruptive foods, the front line digestive and immune systems are seriously compromised. When the digestive system is compromised, we cannot be nourished. When the immune system is compromised, we fight disease.This is where the recent surge in demand for organically grown, non-genetically modified foods has arisen. Simply put, organic, whole, Real foods contain more potent and available nutrition for our bodies to use; and they come complete with Innate Life Force as well as without toxins. Studies prove that these foods are as much as 60% higher in available nutrition than industrially grown foods.The long term effects of synthetically grown foods are now evident by the number of Americans who are sick. Diabetes has become a “life style” complete with its own magazines for diabetic living. Immune diseases are epidemic: multiple sclerosis, fibromyalgia, chronic fatigue syndrome to name but a few and not to mention cancer and heart-related disease. Every one of these dis-eases can be directly traced back to our food supply and the resulting epidemic of malnutrition in Americans and the toxin load.Better living cannot be found through chemistry when it comes to health, food, nutrition and the environment. Synthetic chemistry and its manipulation for profit makes corporations rich, farmers poor, and kills people.By about 40 years of age, the body begins to show the effects of this deadly combination of slow poisoning with the accumulation of toxins compounded by years of malnourishment. The drip, drip, drip effect reaches critical mass and the body cannot manage any more, cannot cope, and begins to break down showing myriad symptoms of dis-ease. Nutrition is what the body uses to repair and rejuvenate itself, but without the proper nutrition derived from whole foods, the cells themselves cannot restore, renew or replenish to their natural state of health. Toss on the load of accumulated toxins, and it is, “Houston, we have a problem.”This brings us to rebalancing the Health Tripod.The medical world has evolved into a lucrative business of treating symptoms of disease with more synthetic drugs with no intention of addressing the cause. It is a mindset of sickness, not wellness. At its core medicine believes neither in the fundamental Infinite Intelligence of the body nor its ability to heal itself. But rather as its centerpiece are sickness, disease and decay.Alternative health methodologies are more inclined to honor the Infinite Intelligence of the body and treat symptoms of dies-ease with probiotic methods: moving energy (Life Force) in the body, support with herbs and nutrition in addressing the physical complaint. In addition most of these modalities will, to greater or lesser degrees, address the other two legs of the Tripod: mind and spirit as well. All these methods are good for you, as long as the mind leg of the tripod believes and knows this as well. If you do not believe in the Infinite Intelligence of your body, you should opt for medical treatment.As a result of the medical model heavily influencing our Western thought, even alternative therapies have adopted “medicine-like” models for treatment of dies-ease, such as prescribing supplements and herbal remedies for regular use. But these should not be taken as “medicine” on a long term basis, but rather used intermittently to support the body until body/mind/spirit regains balance.This brings us to the current phase in American healthcare, which is the onslaught of “natural supplements”. But once again, the consumer must be educated and cautious, as some of these are the products of the chemical laboratory too, and not the products of whole grown food. As previously discussed, these “nutritions” when isolated from their synergistic fellows in the whole food form do not supply the same healthful effects to the body. They are often more chemistry and always without the support of the rest of the nutritional army found in a whole food. This is largely what you see on the shelves at the drug store, the vitamin store and online. They are a poor relation to natural whole food nutrition. And remember, the body may identify these as toxins as well, sloughing them off or storing them in fat, but certainly not imparting any Real nutrition to the body for use.Here is where the consumer must take responsibility for his/her own health and come to understand the options clearly: synthetic chemistry, synthetic supplements, or whole organic food and whole food superfood supplements.No longer can we afford to be ignorant of what is being offered to us out there for “health” benefits. You must be intelligent and use your own good common sense for regaining and maintaining optimum health.Two things are required, fundamental and essential, for complete and perfect health: 1. complete pure untainted available nutrition; 2. the body’s ability to process and absorb the nutrients.1. Complete, pure and untainted nutrition comes from organically grown whole foods, period.a. Buy organically grown/raised foods whenever and wherever possible in the widest variety possible. Try growing some of your own. There’s a reason that foods are available with seasonality. Infinite Intelligence has provided us the vast and complete range of nutrients our bodies need for cellular health with a veritable buffet of foods: animal, vegetable, and fruits in balance and moderation, and more importantly, as your body uniquely informs you.b. When buying a supplement, you must determine that it is, in fact, a whole food supplement. Often times these are called superfoods. A working definition of superfood might be any food that is high in enzymes, phytochemicals, vitamins, minerals, Chlorophyll, and antioxidants. In a perfect world the goal would be to be free of anything manufactured and obtain complete nutrition from your wide spectrum variety of whole food selections. A word of warning: be certain that the whole food supplement, the superfood, is organic.2. Probiotics are essential to the absorption and assimilation of whole food nutrition.1. First of all, the “new” probiotic supplements are not some new invention or creation of modern science. They are natural, living organisms that are found in the intestinal tract. In fact, they are found in the intestinal tract of every creature that digests food and makes waste. Probiotics (good bacteria) are provided to us naturally by Infinite Intelligence in whole plant foods (vegetables, fruits and grains).2. It is most important to understand, is that probiotics are living organisms with a life, a function and a mission. Their function is perhaps to say they are the front line troops of your body’s immune system. In the digestive tract it is their job to keep any “bad” bacteria in check. When “bad” bacteria are out of balance and in control, the body cannot absorb nor assimilate the nutrition required for Innate Intelligence to restore the body to complete and perfect health3. Probiotics aid in the digestion and elimination of waste materials from the body. If the body is not eliminating its own waste and toxins, they are stored, via fat; and in the colon, if not eliminated completely, set up an environment of decay: the perfect culture for dis-ease.4. Warning: probiotic is word being used on labels now to get you to buy.First, the product itself must be organic (yogurt, kefir, kambucha). Second the cultures must be LIVE.5. If you are purchasing a superfood enriched with probiotics as a dietary supplement (addition); then once again, be certain that the superfood is organic and that the probiotics have been cultured in the sun (not killed by heat); and that they haven’t been cultured from fecal matter.Just like with vitamin supplements, manufactured probiotics are present in the market place as well. When a manufacturer can identify a probiotic in nature (in food), it isolates it by its chemical composition and manufactures it synthetically, patents it and gives it a patented name. As with synthetically created vitamins, patented probiotics will be treated by the body as yet another foreign substance. The body then has to either discharge and eliminate it, or store it in fat. The supposed “cure” has just added to the problem.Since the digestive system is the most critical place where nutrition is either absorbed and assimilated and made available for cellular health or not, this is a particularly sinister place to introduce synthetics, because neither will the nutrition be made available to the body nor should the body have to cope with yet another chemical impostor of the Real.It is appalling to me that we find ourselves in this place in the year 2008. What’s more I cannot understand how we could be so morally bankrupt as to arrive at methodically poisoning our people for the sake of money. But the truth of the matter is that each of us has to take charge of our own health and wellness and no longer entrust it to “others.”The formula to regain and maintain health until you die is simple: body, mind, spirit. And the rule is that when any one of the three becomes out of balance, the stool falls.You most probably will address your health only when you notice a physical symptom, but that is your opportunity to address the mind and spirit aspects of your life, as well; for one or both of those aspects are out of sync if your body is ill.We are an integrated being. Just as the knee bone is connected to the shin bone, the body is connected to the mind is connected to the spirit. The body is merely the casing that contains mind and spirit for a physical adventure here on earth; and I think you will agree that without health, the physical experience is less than optimal, to be sure.If you are trying to regain (or maintain) your God-given state of complete and perfect health, by all means use what methods and practices that you feel are correct and appropriate to support your physicality whilst you do the necessary explorations in mindset and spirit, bringing you back to your perfectly balanced Health Tripod.What we think, what we believe is what we experience. With the experience of something that is unpleasant and not fulfilling comes the opportunity to release the beliefs and mindsets that got us here, and to choose new thoughts and new ideas that are probiotic – pro Life – and support us in complete and perfect health. The Whole Tripod.One final note: we are dynamic beings, therefore constantly changing. The requirement to pay attention (be aware) and make conscious choices moment to moment is the essential job of spirituality and self-mastery, which a life long process. You never get it done.Applying your spirit, listening to the Innate Intelligence within, will always lead you to your good. Always.